Employee Benefits: Building a Competitive Benefits Program
The role of the benefits broker has changed, and insurance products are now just one tool used to manage risk. Changing economic trends have impacted communication strategies and tools. And there is an increasingly heightened focus on regulatory risk management due to ACA requirements.
With our expertise and proactive benefit cost management, we fill gaps created by rising demands in compliance, administration, communication, wellness, disease management, and technology. We are not just brokers of insurance. We go beyond premium and claim costs and act as advisors and strategic partners to help you attract and retain the best employees.
Employee Benefits News
This year, much of the United States had some form of major natural disaster—hurricanes, wildfires, floods, tornados—and millions of people were either directly affected, or had a family member or close friend who was affected. This life-changing disruption often meant that people couldn’t, or weren’t able to, go to work.
Social Security numbers (or SSNs) used to be tied just to your Social Security benefits. Now, that number is tied to just about everything used to identify you.
The Patient Protection and Affordable Care Act's reporting requirements are rapidly approaching for employers with group health plans or with 50 or more full-time or full-time equivalent employees. This webinar will provide an overview of the reporting process, what we learned from earlier rounds of reporting, and how employers should be tracking employees.
United Benefit Advisors Welcomes New Ireland Partner Firm Glennon Employee Benefits & Financial Planning
Glennon has been delivering independent, professional, creative and competitive insurance and risk management solutions for more than 60 years.
UBA Benefits News
The end of the open enrollment season is in sight, and human resource professionals are breathing a sigh of relief as they close the door on the 2019 enrollment. Smart benefit managers are already beginning to assess new products and services for the next enrollment season and looking at how to improve their programs and processes.
The top three workforce generations are Baby Boomers, Generation Xers and Millennials. These generations range from being born in 1946–1996, which is a 50-year difference from the first Baby Boomer to the last Millennial. Even with the large age gap, all of these individuals have a very similar concern—the loss of income if they are unable to work due to a disabling event such as an injury or illness.
Trying to decide which of the many employer-sponsored benefits out there to offer employees can leave an employer feeling lost in a confusing bowl of alphabet soup—HSA? FSA? DCAP? HRA? What does it mean if a benefit is “limited” or “post-deductible”? Which one is use-it-or-lose-it? Which one has a rollover? What are the limits on each benefit?—and so on.
If something should happen to you or one of your employees today that required Long Term Care, do you, or they, have a choice in where the care is received?
More and more, we are learning that scientists, marketers, programmers, and other kinds of knowledge workers lead office lives very similar to famous innovators like Watson, Crick, and Franklin, who discovered the structure of DNA. How so? All of these people live work lives structured around progress in meaningful work. And when this progress occurs, it boosts emotions, perceptions, and productivity.
“I have been working with KPD for almost two decades now and have stayed with them because of their outstanding customer service, guidance, and vast knowledge in the ever-changing world of benefits. KPD, but particularly Debbie Brailsford and her support group, are an integral partner for EPIC. I always know that they will go above and beyond for me and my staff by providing us with the best benefit solutions for our group. I have recommended KPD several times to other HR professionals and will continue to do so as often as I am provided the opportunity.”- Roberta Kellis, HR Administrator, Educational Policy Improvement Center
“The entire KPD team is extremely responsive, always going above and beyond in a very professional and friendly manner. We highly recommend KPD without hesitation for all your insurance needs.”- Jennifer Littrell, Payroll & Benefits Coordinator, ElderHealth & Living
“Douglas County Forest Products views KPD Insurance as a business partner, offering solutions to the full spectrum of our insurance needs.”- Mick Baranko, Douglas County Forest Products
“As Director of the Employee Benefits Department, I strongly believe you will not find a group of professionals more dedicated, knowledgeable, and service-oriented than our Employee Benefits team at KPD. Our mission is to partner with you to create a clear strategic benefit program that uniquely matches your needs. We are committed to being an advocate for both you and your employees.”
Employee Benefits Director