Privacy

KPD Insurance, Inc., and its subsidiaries, take your privacy very seriously.

As providers of products and services that involve compiling personal—and sometimes sensitive—information, protecting the confidentiality of our customers is a top priority to us.

We disclose your personal information to third parties only as necessary to provide the products and services you expect from our agency.

We believe you should be aware of the information we collect, the measures we take to safeguard it, and the situations in which we might share the information with select business partners. The following summary of our practices is provided for your information.

We collect only the information necessary to deliver our products and services.

KPD Insurance, Inc., and its subsidiaries, collect information in order to best serve your needs; provide high standards of customer service; develop and offer new products or services for our customers and potential customers; and fulfill legal and regulatory requirements. The information collected may vary depending on the products and services you request.

We obtain most information directly from you, such as the information you provide to us in personal interviews and on your insurance application. We also collect information about your transactions with us, such as premiums and policy numbers. We may obtain additional information from third parties including employers, insurance companies, consumer reporting agencies, and health care providers. Information collected may relate to your finances, employment, health, avocations, or other personal characteristics, as well as publicly available information about you.

We maintain safeguards to ensure information security.

We have implemented security standards and processes—including physical, electronic, and procedural safeguards—to ensure that access to customer information is limited to employees of KPD Insurance, Inc. who may need it to perform the duties of their job. They are required to respect the confidentiality of all customer information. Third parties to whom we disclose information are required to maintain adequate security standards for the protection of collected information.

We limit how, and with whom, we share customer information.

We do not disclose personal information about our customers or former customers to anyone, except as permitted by law. We are permitted to, and may, in the normal course of business, disclose customer information to third party administrators, insurance companies, and consumer reporting agencies. We may also share information to comply with legal or regulatory requirements.

In the normal course of our business, we may share or exchange information with companies engaged to work with us to perform services such as: processing or enforcing a transaction that you request or authorize, record keeping, and policy administration. At KPD Insurance, Inc., your trust is one of our most important assets.

We work continually to protect the privacy of our individual customers and regularly review our privacy policy and practices to ensure that we keep your trust.

Licensing

K.P.D. Insurance, Inc. is licensed to do business in all 50 U.S. states.

Website Use Disclosure

IMPORTANT NOTE: This Web site provides only a simplified description of coverages and is not a statement of contract. None of the information provided on the website is a guarantee that insurance will be provided or that the agency is obligated to procure insurance for the website visitor. Coverage may not apply in all states. Misstatements or omissions of relevant information can lead to price variation or even declination or rescission of coverage. For complete details of coverages, conditions, limits, and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon information in this Website or through E-Mail, Voicemail or Text.